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Global Search Search button WHO WE ARE Leadership, organization, and history WHAT WE DO Projects, products, and services WHERE WE WORK Countries and regions UNDERSTANDING POVERTY Global data and statistics, research and publications, and topics in poverty and development WORK WITH US Jobs, procurement, training, and events News The World Bank’s digital platform for live-streaming WHO WE ARE With 189 member countries, staff from more than 170 countries, and offices in over 130 locations, the World Bank Group is a unique global partnership: five institutions working for sustainable solutions that reduce poverty and build shared prosperity in developing countries. 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Data and research help us understand these challenges and set priorities, share knowledge of what works, and measure progress. Data & Research Open Data By Country By Indicator Research & Publications Development Topics Climate Change Agriculture and Food Fragility, Conflict, and Violence Poverty Debt Education Health Energy Food Security All Development Topics Search button WORK WITH US For Job Seekers Jobs Programs & Internships For Partners Partners Corporate and Private Foundations Clients Private Sector Corporate Procurement Civil Society Consultations Parliamentarians For Investors World Bank Bonds & Investment Products Treasury For Learners Open Learning Campus Meet Us Events World Bank Live Speaker’s Bureau Spring & Annual Meetings Contacts & Inquiries COVID-19 Hub World Bank Support for Country Access to COVID-19 Vaccinesglobal Search dropdown Search Search button Universal Financial Access 2020 Global Progress Country Progress Partner Progress Global Progress Country Progress Partner Progress Global Progress Country Progress Partner Progress Global Progress Country Progress Partner Progress CONTACT 1818 H Street, NW Washington, DC 20433 USA E-mail STAY CONNECTED @WBG_Finance Blogs In 2014, an estimated 2 billion adults lacked access to a transaction account ( Global Findex 2014) and were excluded from the formal financial system. In response, the World Bank Group (WBG) with private and public sector partners set an ambitious target to achieve Universal Financial Access (UFA) by 2020. The UFA goal envisions that, by 2020, adults globally will be able to have access to a transaction account or electronic instrument to store money, send and receive payments. Financial access is the first step toward broader financial inclusion, where individuals and firms can safely use of a range of appropriate financial services, including savings, payments, credit and insurance. Select Key Indicators INCREASE IN BANKED ADULTS OVER TIME: % banked (2011) % banked (2014) % banked (2017) Note: Country opportunities are calculated by segmenting unbanked financially active adults who can be reached through specific interventions. Interventions cannot always be added up simply to create the country opportunity, as the three interventions may overlap. However, WBG analysis discounts these overlaps for the Total Opportunity for each country, thereby the Total Opportunity may be less than the summation of the 3 interventions alone. The World Bank Group’s projected reach is based on engagement activities linked to project targets, constraints of unbanked adults and attribution of financial inclusion strategies. Actual reported reach is used to update projections as that data become available. Please note that the opportunities are calculated with 2020 in mind as the end year , taking into account population growth based on UN predictions, and therefore may exceed the current number of unbanked. All indicators are calculated using raw data from the Global Findex database unless otherwise noted. Payment Aspects of Financial Inclusion Payment Aspects of Financial Inclusion (2016) Payment Aspects of Financial Inclusion...